2011年5月27日金曜日

Google Wallet: Search giant introduces automatic cellphone payment system

Google unveiled a new digital wallet program Thursday that enables a
cellphone to act just like a credit card, giving the search giant its first
footing in the business of providing consumer financial services.

A chip inside new Android phones — for now, only one model has it — will
allow shoppers to wave their devices in front of a reader to pay for clothes
and food at the mall or grocery, the company said. Eventually, Google said,
it envisions the cellphone to act as a personal financial hub for coupons,
merchant loyalty points, payments and receipts.

The company also announced that Google Offers, a coupon service to compete
with discount sites such as Groupon or LivingSocial, will be tested in
select cities.

The idea of mobile payments has intrigued smartphone makers such as
Apple,Research in Motion and Google — and worried credit card firms. Until
now, the cost of installing payment chips has kept carriers from signing on,
as has haggling over how the transaction fees should be divided, said
Michael Grossi, a telecom analyst at Altman Vilandrie & Co.

For now, Google has decided not to take a cut of these fees, which generate
billions of dollars for the likes of Visa, American Express and J.P. Morgan
Chase. Instead it will rely on revenue generated by the increase in traffic
to its Web sites, its new coupon initiative and the sale of more Android
phones.

Yet Google may face a challenge in persuading consumers to entrust the
company with their financial information, some analysts said.

Social-media expert Josh Mackey said transparency for Google is key,
particularly after its settlement with the Federal Trade Commission over
whether it violated consumers' privacy when it launched its social
networking service Buzz.

"They know that all eyes are going to be on them," Mackey said.

In a frequently-asked-questions page on the Google Wallet site, Google said
it will not have access to users' financial information or purchase
history. The company will record the time of a purchase locally on a user's
phone and have access only to which coupons a user has redeemed.

When asked if Google will be using the data for targeted advertisements,
Google spokesman Nathan Taylor said, "No, we are not."

Google's electronic wallet will launch over the summer, with trials
beginning in San Francisco and New York City. Sprint's co-branded Nexus S
4G already has the payment chip inside.

Users will need to download the Google Wallet application to begin using the
service. The first retailers that will accept the mobile payments include
Macy's, Subway, Walgreens, Toys "R" Us, Bloomingdale's and Guess. The
service can be linked directly to a Citi MasterCard, a Google partner in the
initiative. Separately, the balance on Google Wallet can also be funded from
any credit card.

Google said the chip cannot be accessed by passersby or by malicious
software applications designed to steal information.

Users need a PIN to access the app, and financial data are stored on a
tamper-resistant chip isolated from the phone's hardware and software,
MasterCard spokeswoman Joanne Trout said. At the point of purchase, the
transmitter sends a unique, dynamic account number to verify the
transaction.

"At the end of the day, it's the same as a card," Trout said. "If there
are fraudulent purchases, customers have zero liability."

The success of MasterCard's PayPass system — which allows shoppers to
simply tap their cards on a reader rather than swipe — shows there is demand
for "contactless" payments.

"There will be demand for this technology as long as there are enough
retailers and enough phones," Grossi said.

Microsoft to Demo Tegra-based Tablet Next Week

Although it's only been a few days since Microsoft CEO Steve Ballmer told
the audience at the 2011 Japanese Microsoft Developers Conference that his
company would not be releasing Windows 8 until 2012 (a statement that
Microsoft later retracted), Bloomberg Businessweek reports that the company
will preview an early version of its new, tablet-centric OS as soon as next
week.

Bloomberg cites three anonymous sources familiar with Microsoft's plans that
say the company will display a touchscreen tablet running on NVIDIA's
ARM-based Tegra chip. Windows President Steven Sinofsky will present at the
All Things D conference, and VP Steve Guggenheimer will appear at Computex
in Taipei, according to Bloomberg.

Microsoft representatives declined comment, but Ballmer hinted at the
newfound urgency in a speech in New Delhi: "We are in a race," he reportedly
said. "We are not doing that badly, frankly. We are doing pretty well in
that race. But the race is on to continue to push Windows to a variety of
new form factors."

While the new OS will not be available until next year, "the company is
eager to show it is moving forward, seeking to generate demand among
computer makers and chip suppliers," Bloomberg's Ian King and Dina Bass
write.

英語勉強ためのお薦めDVD

 どのようなDVDを視聴するのがいいか、記しておきます。基本は自分が好きだと思えるもの。ただ、それだけのアドバイスでは「どうやって探したらいいのだろう」と戸惑う方もいらっしゃるでしょう。
 ぼくのお薦めは『フレンズ』(FRIENDS)です。1994年に放送を開始し、10年の長寿番組となりました。6人の主役の出演料は、当初は1人1本当たり30万円だったのが、最終回には1億円になったと評判です。最終回の視聴者は5000万人を上回ったと言われています。
 お薦めする理由はとにかく笑えること。海外でも視聴されていることを意識してか、ジョークが単純で分かりやすいのが特徴です。30分番組で全238話あります。1日1作品見ても、約8カ月かかります。10年分を見たら相当のリスニング力がつきます。
 コメディ以外についても推薦しておきます。スリルのある番組も教材にはぴったりです。ぼくのお薦めは』24』(TWENTY FOUR)です。2001年に始まり、8年続きました。1時間番組です。
 1年目はゴールデングローブ賞主演男優賞、2004年には作品賞、2008年にはエミー賞を受賞しています。数分先の展開も分からないようなサスペンスで構成されています。「いったいどうなっちゃうのだろう」とドキドキします。
 テレビドラマを2作品紹介しましたが、もちろん映画でも全く問題はありません。ただ、ぼくがテレビドラマを勧める理由は、
(1)テレビで既に放映されているため、DVDが割安である。
(2)ラブシーンや戦闘シーンは会話が少ないので勉強にならない。映画の方がこうしたシーンが多い。
 といったことです。ただし内容の面白さが最重要ですから、映画で気に入ったものがあればぜひトライしてみてください。

コメディは「聞く」に最高の教材だ

 お薦めの教材はコメディです。米国を中心に、シットコム(sitcom)というコメディが盛んです。

 皆さんが日本のテレビのチャンネルを回して、2人の男性がまくし立てるように話すのが見えたら、「これは漫才だ」ととっさに思うでしょう。また、男性がひとり着物姿で正坐をして話しているのが目に入ったら、それは落語に決まっています。同じように、シットコムも見た瞬間に見分けがつきます。大概の場合は家の中で家族や友人が何やら話しています。しかも、いつ見ても同じ部屋や場所で、数秒に1回観客の笑い声が聞こえます。

 これは米国版の漫才、落語のようなものだと考えてください。ユーモアやジョークがふんだんに登場します。最初のうちは言葉の意味がすべて分かったとしても、どうして面白いのか分からないところがたくさんあります。でも、そのうちに自分でも笑えるようになります。英米のジョーク文化を学ぶにはもってこいです。

 シットコムの難しさは早口で話すことが多いところです。ニュースを読むアナウンサーのように、一定の速度で明瞭な発音のもとに話すわけではありません。NG集を見ると、俳優たちが「このセリフ、(速すぎて)舌が回らないよ」と言っているシーンによくぶつかります。そんなわけで、ニュース番組に比べれば理解度が落ちます。ニュースが8割聞き取れる人でもシットコムだと5〜6割になってしまうかもしれません。

 ただし、助かるのはセリフごとにポーズがあるところです。落語や漫才のように、視聴者が笑っている間を取っているわけです。その間に「今の発言はどういう意味だったっけ?」と考えをめぐらすことができます。

 「シットコムが早口過ぎるとしたら、ニュース番組の方が初心者向きではないのか」という疑問を持つ方もいるでしょう。繰り返しになりますが、ニュースは面白みがありません。よほどの大事件でもない限り、ついつい引き込まれてしまう、ということがありません。

 英語の学習に当たっては「何が効果的か」という発想は捨ててください。「何が続けられるか」がポイントです。

Sony Ericsson's Canada site hacked: company

Hackers have attacked Sony Ericsson's Canadian eShop website, affecting 2,000 users, the latest online strike against the Japanese electronics and entertainment giant, a Sony spokesman said Wednesday.

The new security breach follows a massive theft of personal data from Sony's PlayStation Network and Sony Online Entertainment services, including names, passwords and addresses from more than 100 million accounts.

And on Tuesday Sony said its websites in three countries had been hacked with 8,500 Greek user accounts compromised, while sites in Thailand and Indonesia were also affected.

The most recent attack -- targeting the mobile phone joint venture between Sony and Sweden's Ericsson -- was discovered on Tuesday local time, and the affected website was shut down, a Sony spokesman told AFP.

"Sony Ericsson's website in Canada, which advertises its products, has been hacked, affecting 2,000 people," he told AFP.

"Their personal information was posted on a website called 'The Hacker News'. The information includes registered names, email addresses and encrypted passwords. But it does not include credit card information."

The link to the Sony Ericsson eShop site featured a message that said "D'oh! The page you are looking for has gone walkabout. Sorry."

The series of breaches has damaged Sony's brand image and undermined its efforts to link its gadgets to an online "cloud-based" network of games, movies and music that relies on consumer confidence in their security.

The Japanese entertainment and technology giant said data taken from Greek accounts included email addresses, telephone numbers, names and passwords but that credit card data had not been stolen in the latest attacks.

Sony said it also discovered on Saturday that a page on its Indonesian Music Entertainment website had been "altered" but did not believe this involved the leak of information.

On Monday Sony said it expected to post a $3.2 billion dollar net loss for the fiscal year ended March as it tries to recover from the impact of the March 11 earthquake and tsunami, which ravaged production and damaged facilities.

It said the data breach will result in at least a $170 million hit in "currently known costs" to operating profit this financial year in terms of insurance and damages, but that it anticipated further costs.

Sony has said it plans to fully restore PlayStation Network and Qriocity services by the end of the month.

Pakistan shuts down U.S. 'intelligence fusion' cells

Pakistan also tells the U.S. to cut back its troops in the country, in a move amid deepening mistrust after the U.S. raid to kill Osama bin Laden and a CIA contractor's shooting of two Pakistani men. Joints Chiefs Chairman Adm. Mike Mullen heads to Pakistan for talks.

Reporting from Washington-
In a clear sign of Pakistan's deepening mistrust of the United States, Islamabad has told the Obama administration to reduce the number of U.S. troops in the country and has moved to close three military intelligence liaison centers, setting back American efforts to eliminate insurgent sanctuaries in largely lawless areas bordering Afghanistan, U.S. officials said.

The liaison centers, also known as intelligence fusion cells, in Quetta and Peshawar are the main conduits for the United States to share satellite imagery, target data and other intelligence with Pakistani ground forces conducting operations against militants, including Taliban fighters who slip into Afghanistan to attack U.S. and allied forces.

U.S. special operations units have relied on the three facilities, two in Peshawar and one in Quetta, to help coordinate operations on both sides of the border, senior U.S. officials said. The U.S. units are now being withdrawn from all three sites, the officials said, and the centers are being shut down.

It wasn't immediately clear whether the steps are permanent. Adm. Mike Mullen, chairman of the Joint Chiefs of Staff, flew Thursday to Pakistan for a hastily arranged meeting with Gen. Ashfaq Kayani, the head of the Pakistani army. A Pentagon official said the two will probably discuss Pakistan's demands for a smaller U.S. military presence.

The closures, which have not been publicly announced, remove U.S. advisors from the front lines of the war against militant groups in Pakistan. U.S. Army Gen. David Petraeus spearheaded the effort to increase the U.S. presence in the border areas two years ago out of frustration with Pakistan's failure to control the militants.

The collapse of the effort will probably hinder the Obama administration's efforts to gradually push Pakistan toward conducting ground operations against insurgent strongholds in North Waziristan and elsewhere, U.S. officials said.

The Pakistani decision has not affected the CIA's ability to launch missiles from drone aircraft in northwest Pakistan. Those flights, which the CIA has never publicly acknowledged, receive assistance from Pakistan through intelligence channels separate from the fusion centers, current and former officials said.

The move to close the three facilities, plus a recent written demand by Pakistan to reduce the number of U.S. military personnel in the country from approximately 200, signals mounting anger in Pakistan over a series of incidents.

In January, Raymond Davis, a CIA contractor, shot dead two men in Lahore who he said were attempting to rob him. He was arrested on charges of murder but was released and left the country in mid-March, prompting violent protests in several cities.

Soon after, Pakistan ordered several dozen U.S. special operations trainers to leave the country in what U.S. officials believe was retaliation for the Davis case, according to a senior U.S. military officer.

Then, on May 2, five U.S. helicopters secretly entered Pakistani airspace and a team of U.S. Navy SEALs killed Osama bin Laden and four others at a compound in Abbottabad, a military garrison city near the capital, Islamabad. The raid deeply embarrassed Pakistan's military and inflamed anti-U.S. sentiment across the country.

Javed Hussain, a retired Pakistani brigadier, blamed the decision to close the three intelligence centers on the mistrust that has plagued U.S.-Pakistani relations in recent months. Washington's decision to carry out the raid against Bin Laden without informing Pakistan's security establishment brought that mistrust to a new low, he said.

"There is lot of discontent within Pakistan's armed forces with regard to the fact they've done so much in the war on terror, and yet they are not trusted," Hussain said. "Particularly after the Abbottabad raid … the image of the armed forces in the eyes of the people has gone down. And they hold the U.S. responsible."

The two intelligence centers in Peshawar were set up in 2009, one with the Pakistani army's 11th Corps and the other with the paramilitary Frontier Corps, which are both headquartered in the city, capital of the troubled Khyber-Pakhtunkhwa province.

The third fusion cell was opened last year at the Pakistani army's 12th Corps headquarters in Quetta, a city long used by Taliban fighters to mount attacks in Afghanistan's southern provinces. U.S. troops have staffed the Quetta facility only intermittently, U.S. officials said.

The closures have effectively stopped the U.S. training of the Frontier Corps, a force that American officials had hoped could help halt infiltration of Taliban and other militants into Afghanistan, a senior U.S. military officer said.

The Frontier Corps' facility in Peshawar, staffed by a handful of U.S. special operations personnel, was located at Bala Hissar, an old fort, according to a classified U.S. Embassy cable from 2009 that was recently made public by WikiLeaks.

The cable, which was first disclosed by Pakistan's Dawn newspaper, hinted at U.S. hopes that special operations teams would be allowed to join the paramilitary units and the Special Services Group, a Pakistani army commando unit, in operations against militants.

"We have created Intelligence Fusion cells with embedded U.S. Special Forces with both the SSG and Frontier Corps" at Bala Hissar, Peshawar, the 2009 cable says. "But we have not been given Pakistani military permission to accompany the Pakistani forces on deployments as yet. Through these embeds, we are assisting the Pakistanis [to] collect and coordinate existing intelligence assets."

Another U.S. Embassy cable said that a "U.S. Special Operations Command Force" was providing the Frontier Corps with "imagery, target packages and operational planning" in a campaign against Taliban insurgents in Lower Dir, an area of northwest Pakistan considered an insurgent stronghold.

In September 2009, then U.S. ambassador, Anne W. Patterson, wrote in another classified message that the fusion cells provided "enhanced capacity to share real-time intelligence with units engaged in counter-insurgency operations" and were "a significant step forward for the Pakistan military."

The intelligence fusion cell in Quetta was not nearly as active as the facilities in Peshawar, current and former U.S. officials said. Pakistan has long resisted pressure to intensify operations against Taliban militants in Quetta. The city, capital of Baluchistan, is outside the tribal area, which explains Pakistan's reluctance to permit a permanent U.S. military presence, a U.S. official said.

Despite the ongoing tensions, Pakistani authorities have agreed to allow a CIA team to inspect the compound where Bin Laden was killed, according to a U.S. official. The Pakistanis have signaled they will allow U.S. intelligence analysts to examine documents and other material that Pakistani authorities found at the site.

A U.S. official briefed on intelligence matters said the reams of documents and electronic data that the SEALs seized at the compound have sparked "dozens" of intelligence investigations and have produced new insights into schisms among Al Qaeda leaders.

Water industry set to boom

SINGAPORE'S economy is expected to get a boost of at least $590 million per year through investments made in the water industry that would generate at least another 2,300 jobs over the next five years.

This is almost double what the industry contributed in 2005. It had then contributed $660 million to Singapore's gross domestic product (GDP) and some 6,300 jobs.

The Environment and Water Industry Programme Office (EWI) - an inter-agency body comprising PUB, the Economic Development Board (EDB) and International Enterprise Singapore - formed in 2006, revealed these figures yesterday at a media briefing held at the Marina Barrage.

Mr Yeoh Keat Chuan, EDB's assistant managing director, said that EWI has already crossed the halfway mark towards its target of contributing $1.7 billion to Singapore's GDP and 11,000 jobs by 2015.

The agency is confident that it will be able to reach this target by then, he added.

The EWI said the addition to the GDP and injection of new jobs stem from new projects secured by the industry from 2006 to last year. They will be added to the economy when the projects are fully realised.

The majority of the new jobs are expected to go to highly skilled professionals, such as engineers for high-value manufacturing and research engineers.

About 70 per cent of these jobs are expected to go to Singaporeans and permanent residents.

Google Wallet: Search giant introduces automatic cellphone payment system

Google unveiled a new digital wallet program Thursday that enables a cellphone to act just like a credit card, giving the search giant its first footing in the business of providing consumer financial services.
A chip inside new Android phones - for now, only one model has it - will allow shoppers to wave their devices in front of a reader to pay for clothes and food at the mall or grocery, the company said. Eventually, Google said, it envisions the cellphone to act as a personal financial hub for coupons, merchant loyalty points, payments and receipts.
The company also announced that Google Offers, a coupon service to compete with discount sites such as Groupon or LivingSocial, will be tested in select cities.
The idea of mobile payments has intrigued smartphone makers such as Apple, Research in Motion and Google - and worried credit card firms. Until now, the cost of installing payment chips has kept carriers from signing on, as has haggling over how the transaction fees should be divided, said Michael Grossi, a telecom analyst at Altman Vilandrie & Co.
For now, Google has decided not to take a cut of these fees, which generate billions of dollars for the likes of Visa, American Express and J.P. Morgan Chase. Instead it will rely on revenue generated by the increase in traffic to its Web sites, its new coupon initiative and the sale of more Android phones.
Yet Google may face a challenge in persuading consumers to entrust the company with their financial information, some analysts said.
Social-media expert Josh Mackey said transparency for Google is key, particularly after its settlement with the Federal Trade Commission over whether it violated consumers' privacy when it launched its social networking service Buzz.
"They know that all eyes are going to be on them," Mackey said.
In a frequently-asked-questions page on the Google Wallet site, Google said it will not have access to users' financial information or purchase history. The company will record the time of a purchase locally on a user's phone and have access only to which coupons a user has redeemed.
When asked if Google will be using the data for targeted advertisements, Google spokesman Nathan Taylor said, "No, we are not."
Google's electronic wallet will launch over the summer, with trials beginning in San Francisco and New York City. Sprint's co-branded Nexus S 4G already has the payment chip inside.
Users will need to download the Google Wallet application to begin using the service. The first retailers that will accept the mobile payments include Macy's, Subway, Walgreens, Toys "R" Us, Bloomingdale's and Guess. The service can be linked directly to a Citi MasterCard, a Google partner in the initiative. Separately, the balance on Google Wallet can also be funded from any credit card.
Google said the chip cannot be accessed by passersby or by malicious software applications designed to steal information.
Users need a PIN to access the app, and financial data are stored on a tamper-resistant chip isolated from the phone's hardware and software, MasterCard spokeswoman Joanne Trout said. At the point of purchase, the transmitter sends a unique, dynamic account number to verify the transaction.
"At the end of the day, it's the same as a card," Trout said. "If there are fraudulent purchases, customers have zero liability."
The success of MasterCard's PayPass system - which allows shoppers to simply tap their cards on a reader rather than swipe - shows there is demand for "contactless" payments.
"There will be demand for this technology as long as there are enough retailers and enough phones," Grossi said.

Microsoft Aims to Support Higher Prices for Window Phone Applications

Microsoft Corp. (MSFT) will support higher prices on mobile-phone
applications from outside developers to encourage better products, rather
than embracing the free or 99- cent apps common in other companies' stores.
"I'd rather developers sell fewer than a million downloads and get to a
million dollars," Brandon Watson, director of an apps developer program for
Microsoft, said in a press briefing in Helsinki. "If we can support a
higher price point that's good for developers."
Nokia Oyj (NOK1V) adopted Windows Phone 7 as its primary smartphone platform
in February, saying that it will give the Finnish phone company and its
developers more opportunities to produce distinctive products than Google
Inc. (GOOG)'s Android, which was also considered. Microsoft on May 24
announced handset agreements with Acer Inc., Fujitsu Ltd., and ZTE Corp., as
well as 500 features to be added in the fall release of Windows Phone 7.
"Nokia expands distribution quite a bit, including China, India, Russia --
it's very important to have a marketplace in those countries where
developers can sell local apps," Watson said in an interview. "China is
going to be very, very big."
Nokia intends to release its first Windows phones in the fourth quarter,
Watson said, adding that he was reiterating guidance from Nokia's
smartphones chief, Jo Harlow. Along with the handsets, Nokia will open its
own app store for Windows Phone and is working with Microsoft to convince
the thousands of developers for its Symbian software to write for Windows
Phone as well, he said.
Different Look
"It will look slightly different on the phone from the one that's for all
the other vendors, and they will have more control over the merchandising,"
he said. "Nokia's invested tons of money around building apps, so one of
my main jobs right now is ensuring that we don't lose a single developer to
Android or iOS," he added, referring to Apple Inc.'s mobile-phone
operating system.
Further features beyond those already introduced, such as face-recognition
software and voice dictation for messages, will be announced in the coming
weeks for the fall release, code- named Mango, Watson said.
"We announced most of the major stuff, but there are more delighters
coming," he said at the briefing, which took place at an event for app
developers.